TurnkeyExpense
Terms of Use
TurnkeyExpense Terms of Service
Effective Date: December 10, 2025
Last Updated: December 10, 2025
Agreement to Terms
The TurnkeyExpense, LLC, doing business as TurnkeyExpense (“TurnkeyExpense”, “we”, “us” and “our”) websites (collectively, the “Website”), all other products and services, including mobile applications, owned, controlled or offered by TurnkeyExpense, and all content offered as part thereof, are collectively referred to herein as the “Services.” Subscribers, account holders, customers, users, and others who download, access, use, and/or subscribe to the Services (“you”) agree to the following terms and conditions (the “Terms of Service”). These Terms of Service govern your use of the Services and are a condition to your use of the Services.
BEFORE USING ANY SERVICES, PLEASE READ CAREFULLY THE FOLLOWING TERMS OF SERVICE.
TurnkeyExpense IS NOT PROVIDING TO YOU, AND THE SERVICES PROVIDED HEREUNDER ARE NOT AND SHALL NOT BE DEEMED OR CONSTRUED TO BE, LEGAL, FINANCIAL, ACCOUNTING OR INVESTMENT ADVICE OR RECOMMENDATIONS. THE SERVICES ARE INTENDED TO ONLY ASSIST YOU IN YOUR FINANCIAL ORGANIZATION AND IS BROAD IN SCOPE. YOUR FINANCIAL SITUATION IS UNIQUE, AND ANY INFORMATION PROVIDED THROUGH THE SERVICES MAY NOT BE APPROPRIATE FOR YOUR SITUATION. ACCORDINGLY, YOU SHOULD CONSULT WITH YOUR OWN LEGAL, FINANCIAL, ACCOUNTING OR INVESTMENT ADVISORS WHO ARE FULLY AWARE OF YOUR INDIVIDUAL CIRCUMSTANCES. FURTHER, YOU AGREE THAT TurnkeyExpense IS NOT ACTING AS YOUR AGENT OR FIDUCIARY IN CONNECTION WITH YOUR USE OF THE SERVICES.
YOU FURTHER ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY ALL THE TERMS, CONDITIONS, CONSENTS AND DISCLOSURES SET FORTH IN THE TERMS OF SERVICE, THE APPLICABLE GUIDELINES SET FORTH ON THE WEBSITE, AND THE APPLICABLE END USER LICENSE AGREEMENT (IF ANY) FOR ANY MOBILE APPLICATIONS YOU DOWNLOAD. IF YOU DO NOT AGREE TO THE TERMS OF SERVICE, THE APPLICABLE GUIDELINES AND/OR THE APPLICABLE END USER LICENSE AGREEMENT (IF ANY), THEN PLEASE CEASE USING THE SERVICES IMMEDIATELY.
Modification of Terms of Service and/or Services
TurnkeyExpense reserves the right, in its sole discretion, to modify, discontinue or terminate the Services or to modify these Terms of Service at any time and without prior notice. If TurnkeyExpense amends these Terms of Service, it will update this posting on the Website and specify the effective date of the new version of the Terms of Service. Your continued use of the Services following the posting of a new version of the Terms of Service shall constitute your acceptance of any such amendments. Accordingly, you should check to see if a new version of the Terms of Service has been posted each time you use the Services. If the amended Terms of Service are not acceptable to you, your only recourse is to cease using the Services.
Privacy
Please refer to the Privacy Policy available at https://TurnkeyExpense.com/privacy (the “Privacy Policy”) for information and notices about how TurnkeyExpense collects, uses and shares your personally identifiable information in connection with the Services. You agree that TurnkeyExpense may use and maintain your data according to the Privacy Policy as part of the Services.
Eligibility and Your Account
You may use the Services only if you can form a binding contract with TurnkeyExpense, and only in compliance with this Agreement and all applicable local, state, national, and international laws, rules and regulations. Any use or access to the Services by anyone under 18 is strictly prohibited and in violation of this Agreement. The Services are not available to any Users previously removed from the Services by TurnkeyExpense.
In order to use certain features of the Services, you may have to register and create an account with TurnkeyExpense (your “Account”). You are responsible for maintaining the confidentiality of any passwords associated with your Account, monitoring all activity under the Account, and you assume full responsibility for all activities that occur under your Account, including any financial obligations (except as to security breaches caused by TurnkeyExpense). TurnkeyExpense reserves the right to suspend or terminate your Account at any time and shall incur no liability for such suspension or termination.
Payment
You shall pay all applicable fees or charges to your account in accordance with the fees, charges, and billing terms in effect at the time a fee or charge is incurred. You shall be solely responsible for the payment of and shall pay when due and indemnify TurnkeyExpense against, all applicable federal and state taxes, and payments to TurnkeyExpense under this Agreement (except for taxes assessed on TurnkeyExpense’s net income).
If you wish to purchase any product or service made available through the Services (each such purchase, a “Transaction”), you may be asked to supply certain information relevant to your Transaction including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information. YOU REPRESENT AND WARRANT THAT YOU HAVE THE LEGAL RIGHT TO USE ANY CREDIT CARD(S) OR OTHER PAYMENT METHOD(S) UTILIZED IN CONNECTION WITH ANY TRANSACTION. By submitting such information, you grant to TurnkeyExpense the right to provide such information to third parties for purposes of facilitating the completion of Transactions initiated by you or on your behalf. Verification of information may be required prior to the acknowledgment or completion of any Transaction.
Ownership and Intellectual Property Rights of TurnkeyExpense
The Services are owned by TurnkeyExpense are protected by copyright, trademark, and other laws of the United States and foreign countries. Except as expressly provided in the Terms of Service, TurnkeyExpense and its licensors exclusively own or control all right, title, and interest in and to the Services, including all associated intellectual property rights. You will not remove, alter or obscure any copyright, trademark, or other proprietary rights notices incorporated in or accompanying the Services.
All trademarks, service marks, logos, trade names, and designs, whether registered or unregistered, used in connection with the Services are owned by TurnkeyExpense or its third-party licensors. You may not use or display any such trademarks, service marks, logos, trade names, or designs owned by or its third-party licensors without the appropriate owner’s prior written consent.
Restrictions on Use of Services
Your use of the Services and the relating licenses granted hereunder are conditioned upon you not posting, uploading, publishing, submitting or transmitting any information or other material that infringes intellectual property rights, violates law, is fraudulent, false, misleading, defamatory, obscene, offensive, discriminatory, threatening, violent, or promotes illegal or harmful activities or substances.
You may not access, tamper with, or use non-public areas of the Website, TurnkeyExpense’s computer systems, or technical delivery systems; probe, scan, or test vulnerabilities; bypass technological protections; use unauthorized scraping, crawling, data mining, or search tools; send spam or unauthorized solicitations; use hidden metadata with TurnkeyExpense marks; use the Services for an unauthorized third-party benefit; forge headers; reverse engineer software; interfere with access by any user, host, or network; collect personally identifiable information without permission; impersonate others; violate applicable law; harass anyone; or repeatedly post non-local or irrelevant content.
TurnkeyExpense will have the right to investigate and prosecute violations, including intellectual property rights infringement and Services security issues, to the fullest extent of the law. TurnkeyExpense may involve and cooperate with law enforcement authorities in prosecuting Users who violate the Terms of Service. TurnkeyExpense reserves the right, at any time and without prior notice, to remove or disable access to any Content that TurnkeyExpense, in its sole discretion, considers to be in violation of the Terms of Service or otherwise harmful to the Services.
Applications, User Content, and Feedback
Your use of the Services and the relating licenses granted hereunder are also conditioned upon your strict adherence to the letter and spirit of the various applicable guidelines and end user licenses associated with your use of the Services, including without limitation the end user license agreement for the TurnkeyExpense mobile applications available at https://TurnkeyExpense.com/eula and in the Settings area of the application.
You are responsible for all Content that you submit, post, provide, or otherwise make available to or through the Services, other than Feedback. By doing so, you represent and warrant to TurnkeyExpense that your User Content is not subject to any confidentiality obligation to any third party and that you have all necessary permission to submit, post and otherwise make available such User Content.
By submitting any suggestions, ideas, enhancement requests, feedback, recommendations or other information provided by you related to the Services (collectively, “Feedback”), you hereby assign to TurnkeyExpense all rights related to such Feedback without any additional compensation to you. TurnkeyExpense makes no claims to ownership of User Content that you submit, post or otherwise make available to or through the Services, but you grant TurnkeyExpense and its affiliates the rights and licenses described in the Terms of Service for public User Content.
Digital Millennium Copyright Act Notice
If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible through the Services, please notify TurnkeyExpense copyright agent in writing with the information required by the Digital Millennium Copyright Act of 1998, including your signature, identification of the copyrighted work, identification of the allegedly infringing material, contact information, a good-faith statement, and a statement under penalty of perjury that the information is accurate and that you are the copyright owner or authorized to act on behalf of the owner.
TurnkeyExpense’s Designated Copyright Agent can be reached at: Attention: Copyright Agent, TurnkeyExpense, LLC, PO Box 1355, Sonoma, CA 95476, copyright [at] TurnkeyExpense [dot] com. Only DMCA notices should go to the Designated Copyright Agent. Other feedback, support requests, and communications should be directed to help [at] TurnkeyExpense [dot] com.
Third Party Sites / Links / Ads
The Services may present information relating to third party products or services and may provide links to websites belonging to advertisers and other third parties. Your dealings with these third parties are solely between you and such third party. Third party links are provided solely as a convenience and should not be construed as an endorsement by TurnkeyExpense.
TurnkeyExpense does not make any representations or warranties with respect to third party content, privacy practices, items, or services. If there is a dispute between you and any such third party, you understand and agree that TurnkeyExpense shall be under no obligation to become involved. If you are a California resident, you waive California Civil Code Section 1542 as stated in the Terms of Service.
Disclaimer of Warranties and Limitations of Liability
YOU AGREE THAT THE USE OF THE SERVICES IS ENTIRELY AT YOUR OWN RISK. THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TurnkeyExpense EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
UNDER NO CIRCUMSTANCES SHALL TurnkeyExpense OR ITS AFFILIATES BE LIABLE FOR ANY DAMAGES RESULTING DIRECTLY OR INDIRECTLY FROM ANY ASPECT OF YOUR USE OF THE WEBSITE, CONTENT OR SERVICES. IN NO EVENT WILL TurnkeyExpense OR ITS AFFILIATES BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA, COST OF PROCUREMENT OF SUBSTITUTE PRODUCTS OR SERVICES, OR OTHER SUCH DAMAGES.
Indemnification, Termination, and Severability
You agree to indemnify and hold harmless TurnkeyExpense, its directors, officers, employees, agents, and affiliates, from and against any and all liability, damages, losses, claims, and expenses directly or indirectly related to your breach of the Terms of Service, the User Content you submit, post, or transmit through the Services, or your use of the Services.
Either party may terminate the Terms of Service for any or no cause, at any time. After termination, you shall no longer access or utilize the Services. Provisions intended to survive termination, including disclaimer of warranties, limitations of liability, and indemnification, shall survive indefinitely.
If any provision of the Terms of Service is found by a court or other binding authority to be invalid, every attempt shall be made to give effect to the parties’ intentions, and the remaining provisions shall continue in full force and effect.
Dispute Resolution and Governing Law
To expedite resolution and reduce the cost of any dispute, controversy or claim related to this Agreement, you and TurnkeyExpense agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration or court proceeding. TurnkeyExpense’s address for such notices is TurnkeyExpense, PO Box 1355, Sonoma, CA 95476, Attention: Legal.
If you and TurnkeyExpense are unable to resolve a Dispute through informal negotiations, all claims arising from use of the Services, except excluded disputes, shall be finally and exclusively resolved by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes.
Each party retains the right to bring an individual action in small claims court or to seek injunctive or other equitable relief on an individual basis in a federal or state court in San Francisco County, California with respect to disputes related to actual or threatened infringement, misappropriation, or violation of intellectual property or proprietary rights. You and TurnkeyExpense agree that any arbitration will be limited to the Dispute between TurnkeyExpense and you individually and waive the right to participate as a plaintiff or class member in any purported class action or representative proceeding.
Except as expressly provided otherwise, this Agreement is governed by and will be construed under the laws of the State of California, without regard to choice of law principles.
Contact Information
If you have any questions or concerns with respect to these Terms of Service or the Services you may contact a representative of TurnkeyExpense at info [at] TurnkeyExpense [dot] com or by mail to TurnkeyExpense, PO Box 1355, Sonoma, CA 95476.